[97], Sponsorships and responsible business programmes, Complaints via the Financial Ombudsman Service, COMMERCIAL STREET 1. Lloyds Banking Group's CEO António Horta-Osório told The Banker, "We will keep the different brands because the customers are very different in terms of attitude". [58] The remainder of the Lloyds TSB business would be rebranded as Lloyds Bank. Realising our vision to become the best bank for customers. The Group's history stems from the founding in 1695 by the Parliament of Scotland of the Bank of Scotland, which is the fifth oldest bank in the United Kingdom. Daniels said that a company would always like to do more due diligence on another company, but there are legal limits on how much is possible before an actual acquisition. [78], Lloyds Banking Group is an active supporter of disability rights and best practice; it is a Gold member of the Employers’ Forum on Disability. Achieving long term success by being the best bank for customers and generating sustainable returns for shareholders. [3], Following the takeover, the Group stopped using the name HBOS publicly. [77], Consumer Finance is made up of three different businesses: Asset Finance, Cards and European Online Deposits. One of the key issues concerned Lloyds' takeover of HBOS and the amount of due diligence carried out before the acquisition. [29], On 13 October 2008, Prime Minister Gordon Brown announced a government plan for the Treasury to invest £37 billion (US$64 billion, €47 billion) of new capital into major UK banks—including Royal Bank of Scotland Group, Lloyds TSB and HBOS—to avert a collapse of the financial sector. Supporting people, businesses and communities across the entire housing supply chain. We are a financial services group focused on retail and commercial customers - with millions of customers in the UK, and a presence in nearly every community. The Group operates the UK’s largest retail bank and has a large and diversified customer base. [57] The group's divestment plan—codenamed "Verde"—identified 632 branches which would be transferred to a new business. In September the same year, Lloyds TSB purchased Chartered Trust from Standard Chartered Bank for £627 million to form Lloyds TSB Asset Finance Division, which provides motor, retail and personal finance in the United Kingdom under the trading name Black Horse. View and download documents for our half year results, Finding out what the UK’s people, businesses and communities need to recover, See some of the businesses we've helped during the crisis, See how we're helping businesses and customers impacted by coronavirus, View or download the Annual Report and Accounts 2019, Search and apply for the latest roles across our Group, View our 2019 Helping Britain Prosper Plan. Lloyds Banking Group plc is a major British financial institution formed through the acquisition of HBOS by Lloyds TSB in 2009.

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